Account & tools

Home-building journey

No construction knowledge needed — we look at your data and tell you which stage you're at, what to do next and what to watch out for at this stage

Steps to build a house

Not started — exploring feasibility — This stage is about answering how much the house you want will roughly cost and whether you can afford the loan, before you talk to anyone — estimate the house price · calculate an affordable loan · browse house ideas you like · check current material prices
Planning — set the budget and milestones — You have a project. This stage is about setting how much you'll spend, how many instalments, and which instalment is paid when the work reaches which stage — the key to not having your contractor walk off the job — set the project budget · plan payment milestones (pay by progress) · draw up the construction contract · have AI review the contract before you sign · know what evidence you need if the contractor walks off
Getting ready — before work starts — Milestones are planned but nothing has been paid yet. This stage is about getting materials, people and documents ready before you start, so the work doesn't stall halfway — compare material prices across stores · calculate material quantities · upload construction drawings · invite the people involved into the project
Under construction — track and control — The longest and riskiest stage. The heart of it is 3 things: no budget overruns, work that matches the drawings, and evidence at every step — record every payment · see an overview of all projects · log site progress photos · inspect the work before every payment
Inspection and handover — The work is almost done. This stage is about inspecting everything before paying the final instalment, because once you've paid in full, getting things fixed is much harder — make a punch list · inspect and accept systematically · collect all warranty documents · issue a completion certificate
Living in — long-term care — The house is finished but still needs care. This stage is about repairing before things break and claiming your warranty before it expires — set a maintenance schedule · keep a house history · check warranty expiry dates · find repair tradespeople when needed